Real estate appraisal services for homeowners in the city of Mendota Heights and Dakota County

Here are the top 7 reasons why MN homeowners use Lenders Appraisal Services, Inc.:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. To challenge a MN property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Dakota county or MN by determining the true market value of property in question

Do you own a house in or near Mendota Heights? Do you need help deciding the value of your real estate?
Contact Lenders Appraisal Services, Inc..

We at Lenders Appraisal Services, Inc. understand the special needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lenders Appraisal Services, Inc., will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. It's an independent third party's opinion of your house's price, and not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. We are seasoned in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in a local area that is going down or not appreciating as much as other homes close by. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. Getting an appraisal from Lenders Appraisal Services, Inc. is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and negative on your credit score since it may appear as though that credit line is maxed out. Lenders Appraisal Services, Inc. can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have an expert double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Lenders Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.